4th industrial revolution 

http://cio.economictimes.indiatimes.com/tech-talk/the-fourth-industrial-revolution-will-be-personal/2378
This is the first article in a three part series discussing the Fourth Industrial Revolution, how machine learning and humans can create a way to navigate through this revolution and what it means for banks. The first article will focus on how the Fourth Industrial Revolution is going to impact businesses across the world. The second will look at how machine learning is creating new ways in which customers expect to be treated and pathing the way for new open platforms. The final article in this series will look at how humans are adapting to the new revolution, for both the good and the bad.